OnArdhi Investment Lending Team Local Report
Charlotte, NC
Single-Family Homes
OnArdh "Let's Build Together" (888) 783-1355
Charlotte, NC
Wed Sep 02 2026
This week the median list price for Charlotte, NC is $479,900 with the market action index hovering around 35. This is less than last month's market action index of 37. Inventory has increased to 2,037.
Market Action Index
This answers “How’s the Market?” by comparing rate of sales versus inventory.
Slight Seller's Advantage
Market Narrative
The market has been cooling off consistently for several weeks, as more homes are available and demand is less. We have begun to seen prices move lower as a result. If the MAI falls into the Buyer’s zone, it is likely that prices continue their downward trend until we see some turnaround in Market Action.
Real-Time Market Profile
| Median List Price | $479,900 | |
| Median Price of New Listings | $429,000 | |
| Per Square Foot | $241 | |
| Average Days on Market | 85 | |
| Median Days on Market | 63 | |
| Price Decreased | 54% | |
| Price Increased | 2% | |
| Relisted | 5% | |
| Inventory | 2,037 | |
| Median Rent | ||
| Market Action | 35 | |
| Slight Seller's Advantage | ||
Again this week we see a downward notch for prices. Prices continue to pull back from the market’s highs. The Market Action Index is a good leading indicator for the durability of this trend.
Market Segments
Each segment below represents approximately 25% of the market ordered by price.
| Median Price | Sq. Ft. | Lot Size | Beds | Bath | Age | New | Absorbed | DOM |
|---|---|---|---|---|---|---|---|---|
| $1,095,000 | 3,565 | 0.25 - 0.5 acre | 4 | 3.5 | 20 | 42 | 38 | 70 |
| $575,000 | 2,435 | 0.25 - 0.5 acre | 4 | 2.5 | 24 | 27 | 52 | 63 |
| $420,000 | 2,046 | 8,000 - 10,000 sqft | 4 | 2.5 | 22 | 57 | 44 | 49 |
| $319,900 | 1,389 | 8,000 - 10,000 sqft | 3 | 2 | 37 | 51 | 44 | 49 |